Credello: The U.S. is at an All-Time High for the Medical Cost of Childbirth
Calling All Bakers: Voting Opens Soon for Greatest Baker Competition, Run by Colossal
In Wake of COVID Shot Being Added to CDC’s Childhood Immunization Schedule, We The...
ATLANTA - October 20, 2022 - (Newswire.com)
The following is an open letter from We The Patriots USA, Inc.:
Just hours ago, the Centers for Disease Control and Prevention (CDC)'s Advisory Committee on Immunization Practices (ACIP) voted to add the COVID-19 shot to the CDC's childhood immunization schedule. According to We The Patriots USA Vice-President and Co-founder Attorney Brian Festa, the implications of this are staggering. "The shot will now be shielded from civil tort liability under the National Childhood Vaccine Injury Act of 1986, which eliminated recovery through the courts and established the so-called 'vaccine court', allowing only limited recovery under the National Vaccine Injury Compensation Program," Festa explained. "This means that you cannot file a product liability lawsuit against a vaccine manufacturer if your child suffers injury or death from a shot."
Festa added that another consequence of today's vote is that this shot is likely to be added to the list of "immunizations" required for school attendance in many states. Many state legislatures have adopted the practice of mandating that students in school receive every vaccine on the CDC's childhood schedule. This especially affects states like California, New York, Maine, Connecticut, Mississippi, and West Virginia, where no personal belief or religious exemption to school vaccination mandates exists.
SO WHAT CAN BE DONE ABOUT IT?
1. SIGN THE PETITION TO MAKE DISCRIMINATION BASED ON VACCINATION STATUS ILLEGAL, AND ASK EVERYONE TO DO THE SAME.
If We The Patriots USA's petition to Congress is successful in its end goal of amending the Civil Rights Act of 1964 to make vaccination status discrimination illegal, no school would ever be able to deny a child an education simply because that child has not received one or more shots. No employer would ever be able to fire someone for refusing a shot. No airline, restaurant, hospital, or any other business could refuse service to someone because they did not receive a shot. Please sign the petition today.
2. DONATE TO WE THE PATRIOTS USA SO THEY CAN EXPAND THEIR LEGAL EFFORTS AND FIGHT BACK IN COURT
As noted above, it's nearly inevitable that some states will pass legislation to add this shot to the list of shots required for school attendance. This is likely to include not just students in Grades K-12, but college and university students as well. We The Patriots USA will need to file legal challenges in response to any such legislation. While the CDC maintains that the COVID shots are safe and effective, data has recently emerged showing evidence of adverse effects in young people especially, such as myocarditis. Please consider a donation in support of We The Patriots USA today, so they are ready to fight back at a moment's notice. Litigation is slow business, so they want to be able to file lawsuits immediately after these laws are passed.
For press inquiries contact [email protected].
Contact Information:
Brian Festa
Vice-President
[email protected]
Press Release Service by Newswire.com
Original Source: In Wake of COVID Shot Being Added to CDC's Childhood Immunization Schedule, We The Patriots USA Seeks to Make Vaccination Status Discrimination Illegal
Is a Fourth Stimulus Check Coming and What Are Some Fast Cash Alternatives?
Credello: Why Did Debt Balloon for the Bottom 90% of Households in the U.S....
Credello: In the U.S., the bottom 90% of households saw their debt balloon this year. With so many trying to make ends meet and researching debt consolidation vs. debt relief to get back on track, we need to understand what's going on with this financial crisis to better equip ourselves and prevent a financial crisis from turning into a full-blown recession.
The reasons why debt is getting out of control
The reason for this new debt balloon for the bottom 90% of households is complex but boils down to three primary drivers: economic conditions, spending habits, and borrowing.
Economic conditions play a significant role in how quickly debt accumulates. When the economy is weak, people are less likely to find jobs, or businesses cannot borrow money, which can lead to decreased consumer spending and increased borrowing costs. This can cause debt levels to increase for those who already have high levels of debt.
Another factor that affects debt levels is spending habits. When families have to stretch their budgets due to a tough economy, they may choose to cut back on unnecessary expenses like luxury items or entertainment. This can cause people with high-interest debts (such as credit cards) to experience larger increases in their balances.
Finally, borrowing also plays a role in how quickly debt rises. People are more likely to take on more debt when they believe it is a good investment. When the stock market is doing well, people may borrow money to buy stocks and then see their assets decrease in value, which can cause them to default on their loans. On the other hand, when the stock market crashes, people may be forced to sell their stocks at a loss, which could lead to them defaulting on their loans.
What you can do to protect yourself from a debt crisis
If you're struggling with high levels of debt, there are a few things you can do to protect yourself from a full-blown financial crisis.
First, make sure you're using all of your available resources efficiently by consolidating your debts into one manageable payment. Not only will this make your payments more manageable, but it will also help you save money on interest rates.
Second, be mindful of your spending habits. If you're finding it hard to stick to a budget, consider setting up a debt relief plan with a professional financial planner. This type of plan will help you keep track of your spending and reach your financial goals.
And finally, if you struggle to pay your debts on time, speak with a credit counseling agency. They can help you learn how to manage your finances and improve your credit score so that you're less likely to experience high borrowing costs in the future.
The bottom line
The bottom 90% of U.S. households are seeing their debts get worse, not better, in 2023. This is a serious problem for many families and will likely have lasting negative effects on their financial stability. If you're among this group of households, it's essential to take steps to protect yourself from a debt crisis.
Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina d'Arbelles-Valle
[email protected]
+1 305 849 8443
Press Release Service by Newswire.com
Original Source: Credello: Why Did Debt Balloon for the Bottom 90% of Households in the U.S. This Year?
Credello: The Biggest Risks You Face With Debt Settlement
Credello: Dealing with debt can be a stressful process. There are many ways to manage your debt, but many people opt for debt settlement as their preferred method. But is debt settlement really as good as it seems? Here's what you need to know.
What is debt settlement?
Debt settlement is a process in which a debtor and creditor negotiate paying off money owed. Debt settlements typically involve either reducing the total amount owed and/or creating a payment plan that satisfies enough of the debt that the matter is considered settled and will not be sent to collections.
Why would I choose debt settlement?
There are many reasons why someone might choose to settle their debt. Debt settlement may be the best option for people who are struggling financially or who have difficulty meeting their monthly payments. It may also be an option for people who do not want to deal with creditors directly.
What are the risks of debt settlement?
Debt settlements seem great, but they may be too good to be true as some inherent risks come with using them.
The most common risk is that no agreement can be reached, and the debt remains unresolved. If you and your debtor cannot come to an agreement, the debt may be declared in default, which can lead to further legal action, higher interest rates, and more penalties.
Another risk is that you may not receive the total amount you were promised in a debt settlement. Often this isn't due to any bad actions by your or the bank; it's simply a matter of one hand not knowing what the other is doing.
Finally, debt settlement can be risky if you don't have the financial resources to cover the payments. If you can't make the required payments, your debt may become delinquent, and you may face additional penalties.
Despite these risks, debt settlement can be a viable option for people who are struggling financially or who do not want to deal with creditors directly. However, it is crucial to understand the risks before choosing this route.
How can I avoid these risks?
There are a few things you can do to reduce the risk of getting into a debt settlement and having to pay back more than you received.
First, ensure you understand the terms and conditions of the agreement before signing it. Ensure everything you and the debt representative spoke about is in writing, and don't sign any contract until you're satisfied.
Second, discuss your options with an attorney who can help guide you through the process and protect your interests.
Third, be sure to have enough money saved up so you can meet the monthly payments if a debt settlement agreement is reached. This isn't always easy, but it's essential to protect your finances in case of an adverse outcome.
What other options are there to get rid of my debt?
There are a variety of options available to people who want to get rid of their debt but don't want to deal with a debt settlement.
One option is to try debt consolidation. This involves combining several smaller loans into one larger loan you can repay over time. This can reduce your monthly payments and give you more time to pay back the debt.
Another option is utilizing debt repayment strategies like the Avalanche or Snowball Methods. This involves making small, manageable monthly payments towards your debt until it's completely paid off.
Another option is bankruptcy. This is a last resort and can be expensive, but it can eliminate your debt entirely and give you a fresh start.
The bottom line
Debt settlement is an effective way to deal with your debts. However, it comes with some risks and requires careful planning. By understanding these risks and taking steps to reduce them, you can make the process more manageable and have a better chance of getting your finances
Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina d'Arbelles-Valle
[email protected]
+1 305 849 8443
Press Release Service by Newswire.com
Original Source: Credello: The Biggest Risks You Face With Debt Settlement
Explorers to Make Historic Trek in the Florida Everglades to Research Human Impact
TruChoice’s Second Annual 5K Benefits the Gary Sinise Foundation
MINNEAPOLIS - October 20, 2022 - (Newswire.com)
On Oct. 7, 2022, employees of TruChoice Financial Group, LLC (TruChoice), one of the largest distributors of insurance products in the financial services industry, participated in a virtual 5K event to raise money for the Gary Sinise Foundation, whose mission is to serve our nation by honoring our defenders, veterans, first responders, their families, and those in need.
The second annual TruEngagement 5K was part of TruChoice's ongoing commitment to community involvement. To participate in the virtual event, 64 employees received the afternoon off to complete the run/walk. They were joined by 16 family members, and together the 80 participants raised $3,500 for the Gary Sinise Foundation, the organization selected to receive this year's funds by an employee vote. "After a successful event last year, we were excited to see more participation and more money raised this year. Many of our employees already volunteer in their local communities, and it's exciting for us to be able to harness that energy and hold coordinated events that allow them to work toward a common goal while spread across the country," said Casey Long, marketing specialist and chairperson of the TruEngagement Employee Committee at TruChoice.
TruChoice's TruEngagement Employee Committee was formed in 2021 in part to help coordinate employees' efforts to give back to their communities. In addition to the TruEngagement 5K and other company-wide events planned in the future, each TruChoice employee is also given a yearly V8 Volunteer Day to take a day off (in addition to annual paid leave) to volunteer in their community. "It's exciting to be part of a company that is not only committed to encouraging community involvement among employees, but one that is also full of employees who consistently answer the call to serve," said Long.
For more information about the Gary Sinise Foundation, visit www.garysinisefoundation.org.
To learn more about TruChoice, visit www.TruChoiceFinancial.com, or call 800.237.0263. TruChoice Financial can also be followed on LinkedIn, Twitter, and Facebook.
Contact Information:
Chris Cowan
Sr. Communications/Production Specialist
[email protected]
(678) 718-1951
Press Release Service by Newswire.com
Original Source: TruChoice's Second Annual 5K Benefits the Gary Sinise Foundation
Date ‘Til You Drop: Couple Chases Speed-Dating Records
BASKING RIDGE, N.J. - October 20, 2022 - (Newswire.com)
Couple.com, the pioneering video-date platform that connects singles across the globe, will attempt to claim several speed-dating records by hosting a free Date 'Til You Drop online event on Nov. 3 at 7pm ET in honor of National Sandwich Day.
Yes, National Sandwich Day.
The event, which is "located" virtually and open to people across the globe, aims to connect and couple-up a record number of singles … on a record number of video-based speed dates … for a record amount of time.
"Couple strives to celebrate singlehood and the pursuit of love in a big way every day," said Couple CEO Ryan Beswick. "But now and again, it's fun to go bigger. And our Date 'Til You Drop event is certainly that."
Hundreds of daters are expected to participate in the online event, which won't end until all but 25 people have dropped. And love isn't the only thing on the table (though there will be plenty of that - get ready, City Hall!); over 300 prizes valued at $20,000 are up for grabs:
- Most attendees will win a $10 Subway gift card and 1,000 Couple Coins (Couple's in-app currency that can be used to purchase experience upgrades).
- The final 25 participants will win a $250 Amazon gift card and 100,000 Couple Coins.
But why National Sandwich Day?
"As a dating app, we live and die by the strength and predictability of our matching engine," explained Beswick. "But even we have to admit that, sometimes, love is wonderfully random. And what's more random than a national holiday dedicated to stuffed bread?"
"Plus," he joked, "people are going to be hungry after ten hours of dating. They're going to need a little sammie."
Singles ages 18+ who are interested in dating 'til they drop can register for the free event at couple.com.
Contact Information:
Ryan Beswick
CEO
[email protected]
(914)806-5555
Press Release Service by Newswire.com
Original Source: Date 'Til You Drop: Couple Chases Speed-Dating Records
Credello: Scary Debt Relief Scams to Look Out For
Credello: Though it's the season of ghosts and ghouls, there are other things that go bump in the night all year: scammers. Many scams target those in a desperate situation, willing to take a deal that seems too good to be true in the hope it can help them get out of debt. Unfortunately, these scams typically end up leaving people worse off.
If you're concerned you might be the target of a debt relief scam, you must first understand how true debt relief works and the most popular tricks scammers use to get your money.
What is debt relief?
Before you can learn the signs to look out for, you need to have a good grasp of what is debt relief and how it usually works.
Debt relief is a term used to describe various options available to people in a difficult financial situation. These options can include the following:
- Debt consolidation: This option helps you combine multiple smaller debts into one large, more manageable loan.
- Professional help: Many qualified organizations, such as credit counselors, can help you get your finances in order and reduce your debt.
- Bankruptcy: The last resort option as it has long-lasting consequences to your credit score and can impact your ability to borrow money in the near future.
How do debt relief scams work?
Debt relief scams typically work like this:
The scammers contact you, claiming to be from a credit counseling or debt relief organization. They tell you that you qualify for a program that can eliminate your debt in a matter of weeks or months. They offer to send you information about the program and how to apply.
Once you've applied, the scammers may start asking for money. This money is often used to pay for the program fees or to cover other costs associated with the scam, like travel expenses.
If you don't pay, the scammers may threaten legal action or even take your money directly.
The most popular debt relief scams
The first step is to be aware of the signs of a scam. Here are a few to watch for:
1. Unsolicited offers: If you receive an unsolicited offer from a debt relief organization, be suspicious. These offers tend to come in the form of letters, emails, or phone calls.
2. High-pressure tactics: If the person trying to help you is very pushy and doesn't let you stop and think about what you're doing, it's probably a scam.
3. Time-sensitive deadlines: Don't agree to anything that says you have only a few weeks or months to take action on the offer. This is often how scammers try to coerce people into giving them money.
4. Unrealistic results: if the scammers promise you'll be debt-free in just a few weeks or months, be skeptical. Debt relief usually takes longer than that, and there are many steps along the way.
5. Requiring money down: if you're told you need to pay anything upfront before starting the program, run the other way! This is a common tactic used by scammers to get your money before you have a chance to question their legitimacy.
5. Excessive charges: Many credit counseling services are not-for-profit organizations and don't charge high fees like some debt relief scams do. Be sure to ask about any charges before making a decision.
What to do if you've been scammed
If you think you may have been scammed, the best thing to do is to contact your bank or credit card company. They will be able to help you get your money back and stop the scam from continuing.
The bottom line
Knowing what to look for in a debt relief scam can help you stay safe and get the help you need to start living debt-free.
Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina d'Arbelles-Valle
[email protected]
+1 305 849 8443
Press Release Service by Newswire.com
Original Source: Credello: Scary Debt Relief Scams to Look Out For