Lifestyle

A Beacon for Spiritually Minded Women in the Prime of Life

NASHVILLE, Tenn., June 21, 2023 (Newswire.com) - Book readers should brace themselves for an extraordinary literary experience that will awaken their souls, captivate their senses, and leave them yearning for more. "Life is Crazy and We're All Going to Die" is not your average book; it's a thought-provoking true story of two people on opposite coasts and their unlikely story of helping each other see the best in life.

Written by New York Times bestselling author Jamie Blaine and co-conspirator Vicky Lanzone, visionary storytellers and sage observers of life's unpredictable twists, this exhilarating literary tale dares to delve into the enigmatic depths of the human experience. Through its pages, readers will embark on an enlightening adventure that defies convention and embraces the atypical, leading them to discover profound hope in the most unexpected corners of existence.

In a world plagued by uncertainty and brimming with chaos, "Life is Crazy and We're All Going to Die" serves as a steadfast companion, an anchor of solace, and a beacon of optimism. This compelling literary treasure challenges societal norms, encouraging readers to embrace their quirks, fears, and life's inherent beauty, even in the face of challenges.

Prepare to be enchanted by the remarkable wit and wisdom woven throughout this extraordinary story. With a clever touch of humor, Blaine and Lanzone skillfully guide readers through the labyrinth of corridors of existence, illuminating the path with their unique blend of insight, empathy, and transformative storytelling.

Within the pages of "Life is Crazy and We're All Going to Die," readers will encounter stories of triumph over adversity, serendipitous encounters with destiny, and profound moments of self-discovery. This engaging story will resonate deeply with people in their prime, empowering them to embrace their spirituality, celebrate their individuality, and find solace in the knowledge that life's strangest places often harbor the brightest glimmers of hope.

This press release is just a glimpse into the remarkable world awaiting readers within the captivating embrace of "Life is Crazy and We're All Going to Die." For a more comprehensive exploration of the book's transformative power, be sure to read the overview on Amazon and immerse in the transformative narrative that promises to entertain, possibly change points of view and leave an indelible mark on souls. 

The "Life is Crazy" book is available July 25, 2023, on Amazon in paperback and ebook format, and available to order for bookstores.

For media inquiries, author interviews or review copies, please contact: 
Natasha Miller
Poignant Press  
[email protected] 

Contact Information:
Natasha Miller
Founder/CEO
[email protected]
415-640-7019


Original Source: Poignant Press Presents a Transformative Journey of Hope Amidst Life's Quirks: Introducing 'Life is Crazy and We're All Going to Die'

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The luxury urban resort is debuting its 'Ultimate Sea of Clouds' and other summer events July 3, 2023.

TOKYO, June 20, 2023 (Newswire.com) - Hotel Chinzanso Tokyo announces its summer-long event, the Ultimate Sea of Clouds, launching Monday, July 3rd. Visitors can take a break from the summer heat and refresh in the hotel's traditional Japanese garden, where the award-winning Tokyo Sea of Clouds will have twice the amount of mist as usual.

The Tokyo Sea of Clouds debuted in 2020 as part of the first phase of the hotel's Garden Project, a series of projects created to celebrate the hotel's 70th anniversary. In 2023, it made its mark globally when the "Tokyo Sea of Clouds and the Seven Seasons" won the Urban/Landscape Architecture category of the iF Design Awards, one of the world's oldest and most prestigious design awards. 

At regular intervals throughout the day, the entire garden is shrouded in mist, creating an effect that is usually only seen from mountaintops under certain weather conditions. The sea of clouds is such a rare view that it is considered a miracle to witness it even once. With double the amount of mist, this summer's Ultimate Sea of Clouds takes it up a notch, making the garden even more alive and dynamic than usual.

Also on display from July 3rd is 'wind chime alley,' where approximately 300 Edo-style wind chimes will be arranged along a pathway in the garden, immersing guests in the sounds of summer. In addition, the hotel is hosting a competition where Ultimate Sea of Clouds-themed sweets will go head-to-head in a friendly battle.

The hotel is also preparing a special dessert for the occasion. The Lemon Tokyo Sea of Clouds Zuccotto comprises a ricotta cheese-based cassata cream that is wrapped in a fluffy white sponge, topped with cloud-like Chantilly cream, and finished with powdered sugar. It is available for purchase at the hotel shop or as part of the dinner course at Il Teatro.

You can see more information about the Ultimate Sea of Clouds and related events on the hotel website or on their YouTube channel.

About Hotel Chinzanso Tokyo

Hotel Chinzanso Tokyo is one of the city's most iconic luxury hotels with 70 years of history. The property includes 267 guest rooms/suites, nine restaurants, 38 meeting/banquet rooms, and a full-service spa with a Japanese onsen. Its award-winning garden has a wide variety of botanicals, including more than 100 cherry trees and 1,000 camellia trees. The standout feature of the garden is the 'Tokyo sea of clouds,' a recreation of the natural phenomenon that can usually only be found in the mountainous regions of Japan. The hotel is owned and managed by Fujita Kanko Inc., a publicly-traded tourism industry corporation headquartered in Tokyo.

Contact Information:
Anna Wildman
[email protected]


Original Source: Double the Clouds: Hotel Chinzanso Tokyo Gets an 'Ultimate' Summer Refresh

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NEW YORK, June 16, 2023 (Newswire.com) - Laurel Road: The journey to repay student loan debt could take many years, depending on various factors. On average, borrowers take about 20 years to pay off their loans, but with a relatively small balance, they may be able to pay off the debt within just a few years of graduation. And borrowers with the resources to make substantial payments may drastically reduce their repayment time. Read on to learn more about the factors that determine how long it takes to pay off student loan debt. 

Types of student loans 

The type of student loan will influence repayment options and timelines. Federal loans, which account for about 90% of student debt, offer repayment plans and programs with various loan terms. Private loan terms depend on the individual lender, as some may have variable rates that could affect repayment timelines. Private loans may take between 5 and 20 years to repay, depending on the financial institution's guidelines. 

Repayment plans

A borrower's repayment plan plays a major role in determining the time it takes to pay off  their student loan debt. Each private lender may offer unique payment plan options, and refinancing could either extend or shorten the payment term. Federal student loans offer several options, such as income-driven repayment plans, that depend on a borrower's income, and several that don't. Each plan can impact how long it takes to repay a loan: 

Income-Driven Repayment (IDR) plans are typically paced at 20 or 25 years of payments, after which the balance may be eligible for student loan forgiveness. Those who work in the public sector or at a qualifying non-profit may also qualify for Public Service Loan Forgiveness (PSLF) with a repayment plan of ten years before loan forgiveness.  

In the Standard Repayment Plan, borrowers pay a fixed monthly amount to repay their student loan within ten years. Most people with student loan debt automatically enroll in this plan. 

What else affects repayment timelines? 

Additional factors could influence how long it takes students to repay their loans.  

Federal Proposals. Since 2020, student loan payments and interest have been paused in response to the COVID-19 pandemic, and the Biden-Harris administration has also proposed a student loan relief plan which would eliminate $10,000 or $20,000 of debt for qualifying borrowers. Other proposals include reforms to IDR plans. Each of these decisions may impact repayment timelines for federal student loans.  

Forbearance or Deferment. Borrowers who are struggling with payments may apply for forbearance or deferment. Forbearance pauses payments for up to a year at a time, but the loans may continue accruing interest. Alternatively, if a borrower is in school, unemployed, or meets other need-based qualifications, they may apply for deferment, which delays loan payments as long as the need persists. Perkins loans and subsidized loans don't accumulate interest during deferment. However, both forbearance and deferment may extend repayment terms by several years, which is why an IDR plan is generally considered a better option for those who need help making loan payments. 

Consolidation. Borrowers may consolidate multiple loans to streamline their repayment process. Sometimes, loan consolidation could reset the repayment schedule, potentially even extending the repayment period to 30 years. 

Principal Payments. Borrowers with the means can always contribute extra payments toward their principal loan balance, which will not only cut the total repayment time but also reduce the total interest paid over the life of the loan.  

Final Thoughts 

Most repayment plans allow for debt resolution within 10 to 25 years with consistent payments. Borrowers struggling to make monthly payments have options to make the process more manageable—through refinancing or a new payment plan—though it may extend the term of the loan. Meanwhile, those with the resources could choose to accelerate their loan repayment process by making larger monthly payments or by paying down the principal. There are many paths available, depending on the borrower's loan type, balance, resources, and future financial plans.  

About Laurel Road 

Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $7 billion in federal and private school loans.

www.laurelroad.com

Contact Information:
Carolina d'Arbelles-Valle
Senior Public Relations Specialist
[email protected]
(201) 633-2125


Original Source: Laurel Road: Exploring How Long It Takes to Pay Off Student Loan Debt

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