Credello: 8.2 Million Americans Are Struggling With Medical Debt in 2023
NEW YORK, February 28, 2023 (Newswire.com) - Credello: Studies show that many Americans are dealing with medical debt in 2023. That number has declined since the Biden-Harris administration took over. However, medical debt remains a serious issue, and it's one that you may face this year.
If you're dealing with medical debt, you might consider some of the personal loan pros that exist. We'll talk about personal loans right now. We'll also discuss some other options if you have medical debt that you're carrying at the moment.
The Personal Loan Option
Your medical debt might be only a couple of hundred dollars, or it may be in the thousands. If you have only a little medical debt, you can probably save money from your paychecks and pay it back sooner rather than later. If you owe a larger amount due to medical entities, though, it's worth considering personal loans.
Banks and credit unions grant personal loans, usually to individuals with good credit. If you approach a lending entity, they will want to know about your employment situation. They'll also look at your credit score. These factors, taken together, will determine whether you're a suitable loan candidate.
If the lending entity grants you the loan, you can take that cash and pay off your medical bills. When you do, the hospital, clinic, or doctor's office to which you owe money will stop hassling you for payment.
At that point, you will have the personal loan to pay back. You must do so expediently since the lending entity will charge you interest on that loan.
When Is a Personal Loan the Best Choice?
If you have medical debt, paying for it with money from a personal loan might not be ideal since you'll pay interest on that loan along with the principal. However, it's usually better than paying off medical debt with a credit card.
That's because, with a credit card, you might pay as much as 30% in interest or possibly even higher. You can often get much better interest rates with personal loans. You might get one with an interest rate of 8% or even lower in some cases. The lender will typically give you a better interest rate if you have a higher credit score.
What Are Some Other Options?
If you want to avoid getting a loan to pay off your medical bills, you can sometimes appeal to the medical entity to which you owe money. In some instances, they'll reduce your bill if you plead poverty.
If that doesn't work, you might ask family members to borrow money. That only works if you have a financially secure family member who's feeling generous, though.
You might also sell some nonessential possessions. You can always look for a second job, or you might ask for a raise at work. If you can't get a raise, you can start looking for a better-paying job in your field with a different company.
You Have Options for Paying Off Medical Debt
If you're dealing with medical debt, you're not alone. Millions of other Americans are in similar situations. You might approach a lending entity and get a personal loan. You can usually secure a better interest rate than if you paid off your debt with a credit card. You have the best chance of getting a personal loan with a low interest rate if you have at least decent credit.
You might also ask family members if you can borrow money. You can look for a second job. You might sell any nonessential possessions to raise the cash, or you may ask for a raise. If your boss doesn't grant you one, you can update your resume and look for higher-paying positions within your field.
In time, you should be able to repay your medical debt and find yourself on stable financial footing again.
Contact Information:Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina d'Arbelles-Valle
[email protected]
+1 305 849 8443
Original Source: Credello: 8.2 Million Americans Are Struggling With Medical Debt in 2023
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Claudia Bartra Named Top 100 Registry Woman of the Year in 2023
BOCA RATON, Fla., February 28, 2023 (Newswire.com) - Claudia Bartra has been named the Top 100 Registry Woman of the Year in 2023 in recognition of her outstanding efforts and achievements in the field of finance. This award recognizes the achievements and contributions of women in various industries and professions, and this is the second year Claudia Bartra has received Top 100 Registry Woman of the Year.
The Top 100 Registry is a prestigious annual award that recognizes outstanding women in business, industry, and professions across the United States. The selection process is rigorous and based on the nominee's professional achievements, leadership qualities, and community involvement.
Claudia Bartra is a highly accomplished professional in her field, with a track record of success in business, industry, and community service. Her dedication to excellence and commitment to making a positive impact on the lives of others is truly inspiring. Bartra is actively involved in the community, notably as CFO of LifeGaines Medical and CBartra Investments, and CFO of La Granja, her successful chain of award-winning Peruvian restaurants. Her philanthropic contributions include her work with ASPIRA, a youth organization for Latin American children, providing scholarships to students attending Palm Beach State College, and being honored for her support of children's education both in the United States and her home country of Peru. Bartra deeply values the power of education and also partners with Fusion Academy to confront the nationwide problem of bullying and provide a resource for students where they can feel comfortable in addressing their concerns to their parents and teachers.
"I am honored to be recognized as the Top 100 Registry Woman of the Year for 2023," said Claudia Bartra. "I am grateful for this recognition and will continue to work hard to make a positive impact in my industry and community."
Claudia Bartra is a role model for women in business and a shining example of what can be achieved through hard work, dedication, and a passion for making a difference.
About Top 100 Registry
Top 100 Registry is a leading global publisher of industry-specific magazines featuring top professionals in the fields of Law, Academia, Medicine, Consulting, Arts, Sciences & beyond. They recognize individuals for their contributions to their industries and professions. For more information, please visit https://www.top100registry.com.
For more information about Claudia Bartra and her achievements, please visit her website at https://claudiabartra.com.
Contact Information:Media Relations
[email protected]
Original Source: Claudia Bartra Named Top 100 Registry Woman of the Year in 2023
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Violet Defense Partners With AdvisorEngine, Outfitting Its New Facility With Proprietary Pulsed Xenon UV...
Violet Defense and AdvisorEngine
Violet Defense installed Xenon UV disinfection solutions in the AdvisorEngine office spaces.
ORLANDO, Fla., February 27, 2023 (Newswire.com) - Violet Defense has outfitted the new office location for AdvisorEngine, developers of a wealth management platform for financial advisories, with its patented UV disinfection technology, addressing the nationwide trend of employees' health concerns over returning to offices.
"Providing a safe and clean environment for our employees is a top priority, and the standard of protection against germs offered by Violet Defense gives us peace of mind," said AdvisorEngine CEO Richard Cancro.
According to research by McKinsey & Company, 30% of employees are concerned a return to the office will negatively impact their physical and mental health. McKinsey found that "improved air filtration was a core request, with 62 percent of respondents reporting that it could decrease the stress they experienced from returning on-site."
Violet Defense has developed advanced UV technology that is scientifically proven to kill germs. Its pulsed xenon solution produces a broad, powerful spectrum of ultraviolet light, including UV-C, UV-B, UV-A, and violet blue, which maximizes germ-killing efficiency.
AdvisorEngine's leadership team set employee health and well-being as a primary goal for employees' return to office. They worked with Violet Defense to proactively address three concerns:
- Giving staff the confidence that they could return to an in-person setting safely.
- Ability to easily disinfect shared spaces like conference rooms in between work sessions.
- Ability to safely disinfect IT equipment and trade show assets between uses—without chemicals that can damage the equipment.
Violet Defense solved those concerns with an integrated plan of installing Xenon UV disinfection solutions in the office spaces and shared bathrooms, and installing Fighter units from PURO Air into the building's two air handlers.
The pulsed Xenon UV disinfection system includes new Wi-Fi modules for enhanced control of the system, allowing AdvisorEngine staff to schedule the units' disinfection cycles from desktop, or activate on-demand.
"Violet Defense technology powers a wide array of products that can provide a customizable solution for virtually any facility, from conference centers and schools to hotels and hospitals," said David Scalzo, CEO of Violet Defense. "We're pleased to be able to give AdvisorEngine and its team a system that give them confidence to return to office safely, and with a solution suitable for their modern office, environmentally-friendly, chemical-free, effective and affordable."
As 87% of the American workforce returns to the office at least two days a week, health is paramount to organizations, both in an ongoing pandemic and annual flu seasons. Violet Defense's industrial UV sanitizer system is in place in office buildings, convention centers, athletic training facilities, hospitals, hotels, government facilities, schools and universities, and more.
To learn more, visit violetdefense.com.
About Violet Defense
Violet Defense is dedicated to UV disinfection solutions for a brighter, healthier, more sustainable future. Violet Defense provides trusted and efficient UV disinfection solutions that are sustainable, cost-effective, and protect the places you live, learn, work, and play. We are committed to your well-being and strive to give you confidence and peace of mind wherever you go. To learn more about Violet Defense and its initiatives, visit www.violetdefense.com.
Media Contact for Violet Defense:
Jessica Jones
Vice President of Marketing
407.433.1104, x1002
[email protected]
Maria Penaloza
[email protected]
Related Images
Violet Defense and AdvisorEngine
Violet Defense installed Xenon UV disinfection solutions in the AdvisorEngine office spaces.
Violet Defense and AdvisorEngine
Violet Defense installed Xenon UV disinfection solutions in the shared bathrooms.
Violet Defense and AdvisorEngine
Violet Defense installed Xenon UV disinfection solutions in the AdvisorEngine office spaces.
Original Source: Violet Defense Partners With AdvisorEngine, Outfitting Its New Facility With Proprietary Pulsed Xenon UV Disinfection Solution
US Pet Care Brand Releases New Probiotic Dog Chews
Pets Supplements | Bark&Spark
As dog parents ourselves, we at Bark&Spark understand dog needs, so we formulated our products to address specific pets needs and health concerns. We are committed to keep production in the US.
SHERIDAN, Wyo., February 27, 2023 (Newswire.com) - The US-based pet care brand Bark&Spark is strengthening its current offerings by debuting its latest product, Probiotic Chews for Dogs. Designed to support dogs' digestive systems, these recently added chewable supplements provide allergy relief and boost immune health, delivering a hit of potent enzymes in a tasty, chewable dose.
Bark&Spark has developed a product that could improve the lives of dog owners everywhere.
Dogs often struggle with gut issues such as gas, diarrhea, sensitive stomachs, loose stool, bad breath, and more. Such ailments can cause them severe discomfort and lead to unpleasant messes in the house. Packed with prebiotic and probiotic ingredients selected by trained vets, these dog chews could offer some valuable relief to dogs while helping them maintain general digestive health.
Beyond simple digestion, gut health has a deep connection to overall health in pets and humans alike, meaning these chewable snacks could also offer immune support for dogs. Health in the digestive tract is also known for keeping allergies at bay, which means the potential for noticeable improvements to a dog's skin and coat when using these supplements.
Bark&Spark's chews are touted as perfectly dosed and compatible with any dog's diet, with just a few chews a day giving the desired effects. Whether a dog is big or small, a puppy or a senior, the supplements are designed to be suitable for all manner of canine companions.
The company has attempted to differentiate itself from generic competitors by using only sustainably sourced, human-grade ingredients in these digestible dog chews. The fiber in the product is derived mainly from pumpkin and a variety of other natural sources, with the goal being to deliver the best digestive enzymes to dogs in a way they can easily absorb.
These chews have been enhanced with a natural bacon flavor, making it easy for dogs to enjoy, unlike other pills and powders on the market. Each bottle contains 120 chews, and one purchase could provide up to a 2-month supply, depending on the dog's size.
About Bark & Spark
Bark&Spark have been selling its pet products for some time, with their range already including products for anxiety in dogs, allergy relief, hip & joint support, and skin & coat enhancers, among many more. With an emphasis on true pet wellness and natural ingredients, these new Probiotic Dog Chews are a fitting addition to their extensive selection of supplements.
Contact Information:Sam Harris
Head of Marketing
[email protected]
1-886-466-6515
Original Source: US Pet Care Brand Releases New Probiotic Dog Chews
