Esteam Health CEO Keynoting at Symposium Featuring 23 Experts on Topics Related to Arts...
Types of Collateral Loans to Consider in 2022
Experts Explain the Importance of International Travel Insurance
Liberty Offers Renewed Optimism for First-Time Buyers
Singer/songwriter Ed Gumbrecht Delivers Soulful Music for the ’22 Fall Season
WASHINGTON - October 29, 2022 - (Newswire.com)
Today, an original song arrives from Ed Gumbrecht, announcing a new season of resonant and expressive music. Make Us Wise became available on all streaming services starting at midnight, 10/29/22. In a year where the standard fare of catchy and campy music feels out of sync with the times, Gumbrecht delivers a refined alternative.
The song is a meditation on loss and the comforts of relationships. It suits a middle sensibility, neither too bright nor too somber. With a bassy melody and spare acoustic production, it has an intimate friendly quality. Its message is poignantly ripe for the season.
Make Us Wise as a single release is a prelude to Gumbrecht's upcoming album, Enter the Muses (out in November) -- a textured panoramic rendering of modern life's cares and surprises. His February 2022 release, Colorshow, revealed the artist as a poetic storyteller. His new album presents a deeper and more evocative collection of songs.
Gumbrecht's growing oeuvre contains a harvest of music that will leave you feeling encouraged and alive in any season. Fans of the songwriter, folk rock, rock and country genres especially should listen, and add Make Us Wise and Enter the Muses to your Fall playlists.
Contact Information:
Ed Gumbrecht
Composer
[email protected]
860-510-3888
Press Release Service by Newswire.com
Original Source: Singer/songwriter Ed Gumbrecht Delivers Soulful Music for the '22 Fall Season
Blo Blow Dry Bar Opens Newest Bar at the St Johns Town Center
What to Do if You Can’t Afford Your Car Repair Bill
iQuanti: When disaster strikes, the last thing you want is to be unprepared, but it is becoming a reality for more and more Americans. With rising costs for materials and labor, you may be shocked to find you can't afford your next car repair bill.
In those situations, it's important to have backup options for funds so that the necessary expenses are covered. Next time you're in a pinch, consider these choices for upcoming or surprise car repair and maintenance.
Get a personal line of credit
In a pinch, a line of credit can be extremely helpful. Extremely similar to credit cards, a person is able to access up to a pre-determined amount of funds within a credit limit. You'll only want to take what you need as, just like a credit card, you'll owe interest on the amount you've borrowed. While there is flexibility to pay back the funds, it's important to be wary of how interest can accrue the longer the balance is outstanding.
Borrow from family and friends
One of the easiest and least complicated methods to obtain money in a pinch is to ask for help from loved ones. Sure, not everyone has the luxury of accessing money from family and friends or necessarily wants to, but if you can, it may provide a more flexible method of repayment.
Plus, you can skip the fees and only borrow and repay the amount that you've borrowed. But if money is a sensitive subject in your family or social circle, it may be smart to avoid this method unless absolutely necessary when no alternatives are available.
Get an installment loan
Installment loans come in handy when you need a manageable repayment schedule with stable interest. With these loans, you can receive a lump sum of money all at once. Then, you'll pay it back over time in fixed monthly payments, or installments. Repayment terms can last from a few months to several years. The benefit of these is that you'll have all the information you need to properly repay the loan from the beginning.
Use a credit card
Credit cards are a huge tool for unexpected expenses, so long as you have one in place prior to the expense. Something important to note with a credit card is that there is usually a credit limit that maxes out the amount you can spend.
For new credit borrowers, that amount could be minuscule, such as $1,000 or less, especially in the case of secured cards. On the other hand, seasoned borrowers or those with favorable borrowing characteristics may be able to access tens of thousands in credit. For high expenses like home repair or unexpected medical bills, this can help keep you afloat.
The bottom line
Car repairs, like any emergency expense, can provide unnecessary financial stress on top of the burden this life event causes. In order to be prepared, you'll want to make sure you have access to cash or have the means to get more funds, whether it be a loan or other option.
Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125
Press Release Service by Newswire.com
Original Source: What to Do if You Can't Afford Your Car Repair Bill
My Creative Studios Presents Salon Suites for Rent in Orlando, Florida
How to Maximize Your Salary as a Nurse
What to Do if You’re Short on Cash in Your Retirement
iQuanti: If you're like many people, you may have dreamed of retirement as a time when you can finally relax and enjoy your golden years. But the reality is that retirement can be a stressful time, especially if you're short on cash. Don't despair! There are plenty of things you can do to make ends meet, even if you're on a tight budget. Here are a few ideas to get you started:
1. Cut back on unnecessary expenses
One of the easiest ways to save money in retirement is to take a close look at your spending and cut back on unnecessary expenses. Do you really need that fancy coffee every day? Could you travel or eat out less often? Even small changes can make a big difference in your retirement budget.
2. Sell some of your stuff
Chances are, you may have a lot of stuff that you don't really need. Why not sell some of it to free up some extra cash? You can have a garage sale, sell items online, or even donate them to a thrift store.
3. Get a part-time job
Retirement doesn't mean you have to stop working altogether. If you need some extra money, consider getting a part-time job in retirement. There are plenty of jobs that are perfect for retirees, such as teaching, consulting, or working in a retail setting.
4. Make some home improvements
Making some simple home improvements can also help you save money in retirement. For example, you could weatherize your home to make it more energy-efficient. Or, you could install solar panels to reduce your electricity bills.
5. Get an unsecured line of credit
An unsecured line of credit can be a great way for retirees to get extra cash when they need it. You can use the money for anything you need, and you don't have to put up any collateral. Better yet, you can pay this loan back all at once or over time, and you'll only pay interest on the amount you borrow.
6. Downsize your home
If you're finding that your current home is too expensive to maintain, downsizing to a smaller home can be a great way to save money in retirement. Not only will you have lower monthly expenses, but you'll also have less stuff to take care of.
7. Live in a retirement community
Moving into a retirement community can be a great way to cut down on your living expenses. Retirement communities typically include amenities like meals, transportation, and activities, which can help you save money.
The bottom line
No matter what your retirement budget is, there are plenty of ways to make ends meet. By cutting back on unnecessary expenses, selling some of your stuff, and getting a part-time job, you can free up some extra cash. An unsecured line of credit can give you flexible access to funds so you can cover the expenses you need. And if you're really struggling, downsizing your home or moving into a retirement community can be a great way to save money in the long run.
Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125
Press Release Service by Newswire.com
Original Source: What to Do if You're Short on Cash in Your Retirement