What to Do if You’re Short on Cash in Your Retirement
iQuanti: If you're like many people, you may have dreamed of retirement as a time when you can finally relax and enjoy your golden years. But the reality is that retirement can be a stressful time, especially if you're short on cash. Don't despair! There are plenty of things you can do to make ends meet, even if you're on a tight budget. Here are a few ideas to get you started:
1. Cut back on unnecessary expenses
One of the easiest ways to save money in retirement is to take a close look at your spending and cut back on unnecessary expenses. Do you really need that fancy coffee every day? Could you travel or eat out less often? Even small changes can make a big difference in your retirement budget.
2. Sell some of your stuff
Chances are, you may have a lot of stuff that you don't really need. Why not sell some of it to free up some extra cash? You can have a garage sale, sell items online, or even donate them to a thrift store.
3. Get a part-time job
Retirement doesn't mean you have to stop working altogether. If you need some extra money, consider getting a part-time job in retirement. There are plenty of jobs that are perfect for retirees, such as teaching, consulting, or working in a retail setting.
4. Make some home improvements
Making some simple home improvements can also help you save money in retirement. For example, you could weatherize your home to make it more energy-efficient. Or, you could install solar panels to reduce your electricity bills.
5. Get an unsecured line of credit
An unsecured line of credit can be a great way for retirees to get extra cash when they need it. You can use the money for anything you need, and you don't have to put up any collateral. Better yet, you can pay this loan back all at once or over time, and you'll only pay interest on the amount you borrow.
6. Downsize your home
If you're finding that your current home is too expensive to maintain, downsizing to a smaller home can be a great way to save money in retirement. Not only will you have lower monthly expenses, but you'll also have less stuff to take care of.
7. Live in a retirement community
Moving into a retirement community can be a great way to cut down on your living expenses. Retirement communities typically include amenities like meals, transportation, and activities, which can help you save money.
The bottom line
No matter what your retirement budget is, there are plenty of ways to make ends meet. By cutting back on unnecessary expenses, selling some of your stuff, and getting a part-time job, you can free up some extra cash. An unsecured line of credit can give you flexible access to funds so you can cover the expenses you need. And if you're really struggling, downsizing your home or moving into a retirement community can be a great way to save money in the long run.
Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina Darbelles
Senior Public Relations Specialist
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(201) 633-2125
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Original Source: What to Do if You're Short on Cash in Your Retirement
How to Host a Halloween Party on a Budget (And What to Do if...
iQuanti: Halloween is a time to be celebrating with light-hearted fun, not panicking over affordability. Luckily, there are plenty of options available for how to host a Halloween party on a budget, and we've rounded up a few for you. Plus, if you're looking for access to funds in order to make your party work, find some tips on where to find funds below.
Low-budget Halloween ideas
Throwing an epic Halloween bash doesn't need to break the bank. In fact, it can be as manageable and inexpensive as you want it to be. If you can rope in a few friends or family to help you creatively piece together your Halloween bash, you'll find it can be a lot cheaper than you imagined. Here are a few Halloween ideas to get you started!
Focus on the vibe
While over-the-top décor can be fun, it's also not necessary, especially if your party is adult-centered. Small things like lighting and good music can have way more of an impact than any signs or setups you can manage. To save on both cost and time, stick to the things you know your partygoers will appreciate most rather than getting caught up in throwaway décor.
Set a theme
If you're looking to make the atmosphere fun without putting in all of the effort alone, tell your invites that they need to dress according to the theme. You'll be able to create a sense of cohesiveness without having to worry about much more than yourself. Sure, you can just have a general theme, but why not tell everyone to come as their favorite singer or favorite color? This places some of the focus on attendees to set the mood rather than just you!
BYO/Potluck
A bring-you-own get-together will save you major headaches and cost when it comes time to plan. To help make sure you don't end up with twelve bags of chips and no drinks, consider having them mention what they'll bring when they RSVP. Even easier? Create an online spreadsheet that is updated in real-time when someone claims the beverage or food they're bringing.
What to do if you're low on cash
Sometimes, despite your best efforts, it can be difficult to afford even a low-budget get-together. In these cases, you may consider getting a quick loan from a direct lender. With these loans, you can access money to cover your party needs and repay the funds when you're able to, or according to the agreed-upon repayment schedule.
If you're struggling with credit, the process of accruing a loan may be more difficult, but it is by no means impossible. Although it may be tough to find no credit check loans from direct lenders, many lenders offer less strict credit score requirements if you have poor or fair credit.
The bottom line
When Oct. 31 rolls around, don't let party planning ruin the fun - or your wallet. With a little planning, creativity, and offloading some of the responsibility to family and friends, the day can remain stress-free and keep your wallet happy. And in the case that you want to go above and beyond but need a little extra cash, there are options available that may be perfect for your needs.
Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125
Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125
Press Release Service by Newswire.com
Original Source: How to Host a Halloween Party on a Budget (And What to Do if You're Short on Cash)
‘Coats for Kids’ Launches for 12th Year in Partnership Between CD One Price Cleaners...
\"Coats for Kids\" is a charitable coat-donation program benefiting underserved children and families.
CD One Price Cleaners and the Infant Welfare Society of Chicago aim to gather more than 1,500 coats during the \"Coats for Kids\" drive.
For the 12th consecutive year, CD One Price Cleaners and the Infant Welfare Society of Chicago are teaming up to help local children stay warm this winter with "Coats for Kids."
"Coats for Kids" is a charitable coat-donation program benefiting underserved children and families of the Angel Harvey Family Health Center in Chicago. The program runs from Saturday, Oct. 29 to Saturday, Nov. 12, 2022.
How it works: CD One Price Cleaners, Chicagoland's leading dry cleaning and laundry franchise, will collect donated, gently used coats at all 36 locations in Illinois and Indiana, including Chicago city and suburbs. Donated coats will be cleaned at the CD One locations and picked up by the Infant Welfare Society of Chicago.
"CD One is passionate about providing underserved youths in our community with proper clothing to navigate Chicago's frigid winters," said CD One Price Cleaners' Vice President of Marketing Jonathon Reckles. "We're excited to once again partner with the Infant Welfare Society to get these coats to those who need them the most."
Customers are encouraged to donate both child-sized and adult-sized coats and jackets.
Before the pandemic, CD One and IWS teamed up to collect 1,439 coats in 2020. This year, CD One and IWS aim to gather more than 1,500.
"We are pleased to again be working with CD One Price Cleaners — and marking the 12th anniversary of our partnership — in this year's fall coat drive," Auxiliary Co-Presidents Liz Berglund and Maria Enright said in a joint statement. "Providing these coats to children and families in need will make a big difference in their lives, especially in this financially challenging environment."
"Coats for Kids" donations never go unneeded, as over 200 new patients enroll monthly at The Infant Welfare Society.
About The Infant Welfare Society of Chicago
The Infant Welfare Society of Chicago provides quality, community-based healthcare to uninsured, underserved children and their families who would otherwise lack access to essential medical services.
About CD One Price Cleaners
CD One Price Cleaners is based in suburban Chicago. Founded in 2001, the company operates over 38 franchise locations in the Midwest. Follow CD One Price Cleaners on Facebook and Twitter or visit http://www.cdonepricecleaners.com.
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CONTACT
Jonathon Reckles
Vice President of Marketing
Phone: (708) 836-4614
Email: [email protected]
Contact Information:
Jonathon Reckles
Vice President of Marketing
[email protected]
(708) 836-4614
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Original Source: 'Coats for Kids' Launches for 12th Year in Partnership Between CD One Price Cleaners and the Infant Welfare Society of Chicago
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Desygner Launches ‘Workation’ With Global Hackathon in Bali to Spark Innovation
GOLD COAST, Australia - October 27, 2022 - (Newswire.com)
Imagine a world where a company books an amazing destination for their employees and pays to experience life as a digital nomad in Bali. At Desygner - a fast-growing martech solution - this is a way of work-life - distinct from the usual company offsite. With its digital workforce of over 100+ employees spread across the world, Desygner seeks to set a new status quo for innovation and talent acquisition by organising a series of company-sponsored "workations" in the most sought destinations around the world for digital nomads.
The Australian company today announced a 12-day global hackathon set to go live on the 31st of October 2022 until the 11th of November 2022 at Canggu in Bali, which is open for digital nomads and outstanding students in addition to the global Desygner Team, who are already heading towards their dream destination.
The hackathon is all-inclusive of accommodation, meals and entertainment provided to all participants. The event is an opportunity for talented Developers, DevOps, QA professionals, marketers, designers and sales professionals to work with the Desygner team and get hired for open positions in Bali, London, and the company HQ in Gold Coast, Australia (sponsoring remote applicants).
The main objective of the initiative is to benchmark Desygner as a brand that attracts the best talent around the world and to bring innovation to remote working, steering away from the traditional notion of work being physically tied to offices or company headquarters. The company, which is growing at a fast pace, believes that the right mix of work and play can spark innovation for creating "the awesome factor", which is a thriving culture at Desygner.
Post-pandemic, as most organisations are experimenting with hybrid and remote working models, Desygner stands to lead by example in creating better work-life experiences to attract and retain talented staff to tackle global talent crisis as they grow.
Spearheading the workation, CEO of Desygner, Alex Rich, who envisions exceptional work culture for his staff by creating unique working environments a couple of times a year in beautiful locations worldwide said, "Instead of just investing in traditional startup slacks and ping-pong tables in the office, we are going one step further and investing in places people want to work from, in dream locations".
"When you have a software company like Desygner with over 3 million lines of code and 30+ million users, you tend to focus on the bigger strategic projects, and smaller projects get missed. Therefore, the hackathon strategy pushes us to be more innovative than the larger companies to excel," he says.
Speaking about the idea of a hackathon in Bali, Daniel de Byl, who is a QA Automation Developer at Desygner, said, "I love working at the office, but the workation in Bali is next level. I am super excited to be part of an event like this and work with colleagues from around the world face-to-face. It's an experience to treasure for a lifetime."
Interested participants can email their CV to [email protected].
Contact Information:
Rajeshwari Channakrishna
PR & Communication
[email protected]
+44 7440720172
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Original Source: Desygner Launches 'Workation' With Global Hackathon in Bali to Spark Innovation
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